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First-Time Home Buyer Credit

A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid. Click here for more information.


Despite recent slowdowns in some markets, housing remains a good long-term investment, and demographic demand favors housing over the longer term. Homeownership offers immediate benefits and long-term value. Homeowners accumulate wealth for the future while enjoying the benefits of a shelter that they can use, improve and sell.

Shopping For a Home
When you're ready to visit houses, ask your Horizon Real Estate professional to arrange showings, and be sure to keep track of the properties you've seen. Each time you view more properties, refer to your "what's right for you" notes to immediately eliminate any that clearly do not meet your standards. And bring a digital camera to record what you see – you’ll be happy to have the record afterwards.

Trade-Up Plan
Consider trading up to one of our listings. We guarantee that your current home will sell within a pre-arranged time frame, or we'll buy it!*

Buying a Second Home
Buying a second home isn't that much different than buying a first home. Affording it usually depends on your ability to qualify for a mortgage on the second home. Benefits include tax breaks, a getaway for the family on vacations or holidays, a future retirement home, renters making your mortgage payments for you, or just a smart investment.

Foreclosures, Short Sales and REO's
These homes can represent a considerable buying opportunity for any buyer. The Horizon Real Estate group has access to hundreds of foreclosure and pre-foreclosure properties.

*some restrictions apply

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